Last updated: February 2026
These Terms of Service ("Terms") govern your use of the website imfinallyfree.com ("Website") operated by Finally Free Financial, a DBA of 8 Squared Consulting LLC, a Florida limited liability company ("we," "us," or "our"). By accessing or using our Website, you agree to be bound by these Terms.
Finally Free Financial is a referral and matching service. We connect consumers with third-party debt relief service providers. We are not a lender, creditor, debt negotiator, debt settlement company, credit counseling agency, or credit repair organization. We do not directly provide debt relief services, negotiate debts, or alter the terms of any debt. All debt relief services are provided by independent third-party providers.
We make no guarantees, representations, or warranties regarding the outcome of any debt relief program, including the amount of debt that may be reduced, the timeframe for results, or the impact on your credit score. Results vary based on individual financial circumstances, creditor behavior, and program adherence.
We may receive referral compensation from third-party service providers when we refer consumers to their services. This compensation does not increase the cost to you. Our recommendations are based on our assessment of your situation, but you should perform your own due diligence before enrolling in any program.
The information provided on this Website and during our consultations is for general informational and educational purposes only. It does not constitute legal, financial, tax, or investment advice. You should consult with qualified professionals before making decisions regarding your debt, finances, or legal matters.
By using our Website, you agree to: provide accurate and complete information; be at least 18 years of age; use the Website only for lawful purposes; and not misrepresent your identity or financial situation.
Our Website may contain links to third-party websites or services. We are not responsible for the content, terms, privacy practices, or performance of any third-party provider. Your use of third-party services is governed by their own terms and policies.
To the fullest extent permitted by applicable law, Finally Free Financial and 8 Squared Consulting LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our Website or services, or from any third-party services we refer you to.
You agree to indemnify and hold harmless Finally Free Financial, 8 Squared Consulting LLC, and their officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of the Website, your violation of these Terms, or your enrollment in any third-party program.
These Terms are governed by the laws of the State of Florida without regard to conflict of law principles. Any disputes shall be resolved in the courts located in Miami-Dade County, Florida.
We reserve the right to modify these Terms at any time. Changes will be effective upon posting to the Website. Your continued use of the Website constitutes acceptance of the updated Terms.
Finally Free Financial (DBA of 8 Squared Consulting LLC), 25 SE 2nd Avenue, Suite 923, Miami, FL 33131. Email: hello@imfinallyfree.com. Phone: 1-888-394-2803.